Microfinance Industry Insights Dashboard

Live visibility into data collection patterns and industry-wide collaboration metrics across the AMFI-K ecosystem. Last updated: 2026-01-27 09:01

Active Collections

12

2 new this month

Participating Orgs

156

5.2% increase

Total Submissions

1245

12.4% increase

Compliance Rate

87.5%

3.1% improvement

Submission Trend Analysis

Organization Distribution

Key Performance Indicators

Average Loan Size
KES 245,800

Average individual loan size across institutions

Portfolio At Risk
4.2%

Percentage of loans with arrears > 30 days

Average Turnover
KES 5.2M

Average annual turnover for MSME borrowers

Female Borrowers
38.5%

Percentage of individual borrowers who are female

Credit Portfolio Analysis

Total Credit Portfolio
KES 45.2B

Total outstanding credit across all institutions

Non-Performing Loans
KES 2.1B

Total non-performing loans (NPLs)

NPL Ratio
4.65%

Non-performing loans as % of total portfolio

Loan Portfolio by Product Type
Product Type Number of Accounts Total Amount (KES) Average Size (KES) At Risk (%)
Individual Loans 45,280 12,450,000,000 274,850 3.8%
MSME Loans 18,520 24,780,000,000 1,337,580 5.2%
Group Loans 8,450 3,850,000,000 455,620 2.1%
Agricultural Loans 6,280 2,120,000,000 337,580 7.5%

Gender Disaggregated Data Analysis

Female Borrowers
38.5%

of individual borrowers

Women-Led MSMEs
42.3%

of MSME borrowers

Avg Female Loan
KES 185,200

Average loan size

Female NPL Rate
3.8%

Non-performing loans

Female Participation by Industry
Industry Sector Total Borrowers Female Borrowers Female % Avg Loan Size (KES)
Trade/Commerce 15,280 7,450 48.8% 185,000
Agriculture 8,520 3,210 37.7% 125,000
Manufacturing 6,850 2,150 31.4% 350,000
Services 12,450 6,850 55.0% 95,000

MSME Performance Metrics

MSME Loan Portfolio
KES 24.8B

Total credit to MSMEs

Avg MSME Turnover
KES 5.2M

Annual average per MSME

MSME NPL Rate
5.2%

Non-performing loans

MSME Size Classification
Micro Enterprises 48.5%
Turnover < KES 500,000
Small Enterprises 32.1%
KES 500K - 5M turnover
Medium Enterprises 19.4%
Turnover > KES 5M

Active Data Collections

Collection Name Code Organizations Submissions Submission Rate Industry Categories Status
Gender Disaggregated Data
Individual account information with gender breakdown for credit analysis 		GENDER-2025-Q1 142 1142 Approved: 1085
92.3% 		Banks Microfinance SACCOs Open
Credit Returns Q4 2024
Quarterly credit portfolio and performance data submission 		CREDIT-2024-Q4 156 1245 Approved: 1195
95.2% 		Banks Microfinance SACCOs +1 Closed